A disruptive financial service is a proactive innovation that brings to a market a very different value proposition than had been available previously, creates a new market and value network and eventually disrupts an existing market and value network, displacing established leaders.

A proactive disruption strategy can put financial innovators ahead of their competitors for quite a while.

Innompic Games is the World's #1 platform for inventing new trends in various fields and designing disruptive financial services.

Example of a Disruptive Financial Service

Banking as a Service (BaaS)

BaaS is the provision of banking products to non-bank third parties through application programming interfaces APIs.

BaaS is reconfiguring the banking value chain through virtual integration, opening the door to disintermediation and enabling new sources of growth.